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CINICO provides health insurance to the civil servant population and their dependants.

Eligibility Benefits Schedule

CINICO provides health insurance for seaman and those who served in the armed forces.

Eligibility Benefits Schedule

The SHIC plan provides health insurance coverage for those who find it difficult to obtain coverage through the private market.

Eligibility Benefits Schedule

Welcome to CINICO

Cayman Islands National Insurance Company (CINICO) is a government-owned insurance company formed to provide health insurance coverage to Civil Servants (employees and pensioners), Seafarers & Veterans and other residents of the Cayman Islands. As a private corporation, CINICO is governed by a Board of Directors  who are appointed by the Cayman Islands Government.
If you are already a CINICO client, our Existing Policy Holder section has information and forms to help you make a claim or update your details.

CINICO Renews Contract with Heart Institute

In February 2014, "St. Luke’s Medical Director Mikhail Kosiborod, along with chief physician executive Leonardo Lozado and vice president of networking operations Robert Bonney joined CINICO’s CEO Lonny Tibbetts to sign the one-year renewal contract at the CINICO office".
- Caymanian Compass

Message from the CEO

CINICO's 10th Anniversary Celebration
Message from the President & CEO

Strategic Review & Plan

CINICO publish their Strategic Review and Plan for the period 2013-2018.

CINICO New Office Hours

CINICO announce new office hours starting January 2nd 2013

CINICO Holiday Hours

CINICO Holiday Hours over Christmas period.

CINICO Publish Survey Results

CINICO publish the results of their recent Customer Satisfaction results.

The Completion of Research to Measure Customer Satisfaction

CINICO, the insurance company for Cayman’s civil servants, is pleased to announce the completion of a multi-phased market research project aimed at gauging customer satisfaction which included a series of focus group discussions and an online survey.

CINICO Extends Customer Satisfaction Survey

CINICO has announced that it will be extending its online customer satisfaction survey to Wednesday June 27th.

Survey for Civil Servants and Pensioners

Demonstrating its steadfast commitment to its members, CINICO is pleased to announce the second phase in its planned research programme, the launch of an online survey geared towards gauging the thoughts and opinions of its members who are civil servants, pensioners or statutory body employees.


Next phase begins in CINICO satisfaction survey for civil servants and pensioners.

Home Health Care Benefits Explanation

Details of CINICO Home Health Care

CINICO introduces CarePay

On October 1st, 2011 CINICO introduced its new instant insurance verification system, called CarePay.

Health Insurance Coverage Confirmation Letters

Effective 1st August 2011

SHIC Plan Changes - August 2011

Standard Health Insurance Contract (SHIC) Plan Changes -August 1st, 2011


All claims for reimbursement, must have a CINICO claim form completed along with the CMO approved referral (where applicable), receipts, out of stock form, etc to avoid the claim being denied for incomplete submission.
Please note if this process is not adhered to, your claims will be returned to you via mail to be completed for resubmission.
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