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Cayman Islands National Insurance Company (CINICO) is a government-owned insurance company formed to provide health insurance coverage to civil servants (employees and pensioners) and other residents of the Cayman Islands.


CINICO’s mission is to “manage our stakeholders’ welfare by providing cost-effective solutions and sustainable coverage. We will do so through friendly, compassionate and competent service that emphasizes our member’s satisfaction, peace of mind and provides a feeling of security. Through our strategic partnership with government we will continue to broaden the scope of our offerings by providing innovative products and services geared towards adding value and protecting against financial risk.



The Vision of CINICO is to maintain its strong capital base through broadening the scope of our products and services by exploring opportunities for innovative solutions while sustaining our current operations and activities. We strive to be a leader in the insurance industry in the Cayman Islands through our strategic partnerships with government and our mutual stakeholders.  By being client focused and customer centered, we endeavor to provide an unparalleled experience as the most trusted partner in insurance for our members through all stages of their life.  We will make every effort to be a respected employer sought out as a destination for lifetime employment.



Our core value puts the needs of our members first by providing risk solutions with integrity and honesty in a non-discriminatory and equitable manner. 

  • We will protect our member’s well-being by providing affordable solutions against health related risks through sustainable coverage.
  • We will bring comfort and security through outstanding customer service and innovative insurance solutions. 
  • We will value our employees and respect those we serve through financially sound decisions that are compassionate to our members. 
  • We will work with our stakeholders to provide a holistic approach to health-care which will assist our shareholder in achieving a national vision for health-care and cost containment. 
  • We will promote national health awareness to achieve a health conscious society.
  • We will exceed expectations by providing friendly, compassionate and competent service through teamwork and innovation that will make CINICO an industry leader.

Through our core values we will improve the lives of our members and promote wellness and well-being in our capacity as an insurer.  

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