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Claiming Abroad

If you have a medical emergency overseas, call the Overseas Care Management
Co-ordinator on the phone number listed on the back of your CINICO benefit card to obtain a preauthorization for emergency service. They will direct you to the closest hospital emergency room where these services will be paid to the plan benefit maximums.

A medical emergency means a sudden onset of a condition with acute symptoms requiring immediate medical care. It includes such conditions as heart attacks, cardiovascular accidents, poisonings, loss of consciousness or respiration, convulsions, or other such acute medical conditions.

Last Updated: 2010-04-03